`814-689-1741

SERVING ALL OF PENNSYLVANIA

The Universal Advantage

With over 20 years of real estate experience, Brandy McAulay leads a team of professionals dedicated to building client trust and bringing peace of mind to homeowners by delivering a positive and efficient client experience on their way to the closing table. We are a local, woman-owned settlement company servicing all of Pennsylvania with offices in State College, Altoona, Lewistown, Muncy, Clearfield, Huntingdon, and Ebensburg.

Universal Settlement Services

Universal's primary role is facilitating settlement services and providing title insurance to individuals and organizations acquiring real estate. Whether you are a first-time homebuyer, an investor, or finally settling in your forever home, the details below will outline the general flow of a file for our average transaction.

Buying Property

Before Universal comes into the picture, there are quite a few steps to buying a home that will happen first, such as: choosing a buyer’s agent to represent you, scheduling property showings, and attending an open house or two after you find your dream home, negotiate an offer, and execute the Agreement of Sale - that’s when we come in.

Learn More
Buying

Commercial

Our commercial division is staffed by two highly experienced licensed title insurance agents, who collectively bring approximately 35 years of expertise to the table. This extensive experience equips our team to adeptly navigate the intricate details and challenges associated with commercial real estate transactions.

Learn More
Usss Commercial

Refinancing

Settlement services and title insurance aren’t only important when you purchase a home, they’re also a major part of refinancing. If you're considering refinancing your home, you may be wondering if it's worth using a settlement company for your refinance closing.

Title Insurance

When purchasing real estate, it's crucial to ensure that there are no problems with the property's title and that the seller is the rightful owner. A flawed title can result in complications and interfere with your property rights in the future.

What Our
Customers Say

Welcome to Universal, where we are committed to delivering unparalleled service to our clients. We understand that a property transaction can be a stressful and complicated process, which is why we aim to make the experience as smooth and seamless as possible. Our staff is dedicated to ensuring that you have a positive and stress-free experience from start to finish.

Smooth Experience

Had a really supportive and smooth experience with purchase of home. Kara Peterson of Mackensie Holderman group and Matt Hunt of Motto Mortgage were really helpful along the way!
- Emily G

PHENOMENAL SERVICE

I highly recommend Universal Settlement Services. I work with them often and always have phenomenal service. They go above and beyond to make sure you will close on time.
- Samantha Welch

As respected industry leaders throughout the state of Pennsylvania, Universal Settlement Services is committed to protecting property and the American Dream of Homeownership.