The Universal Advantage
A trusted industry leader, Universal Settlement Services of PA, LLC. is committed to protecting property rights and the American Dream of Homeownership by upholding the highest level of integrity and professionalism. Our office culture is built around service, truly focusing on the prioritization of our clients’ needs.
With over 20 years of real estate experience, Brandy McAulay leads a team of professionals dedicated to building client trust and bringing peace of mind to homeowners by delivering a positive and efficient client experience on their way to the closing table. We are a local, woman-owned settlement company servicing all of Pennsylvania with offices in State College, Altoona, Lewistown, and Muncy.
Real Estate Services
If you have a need for title or settlement services that is not listed below, please reach out to our office.
Loan-Financed Real Estate Purchases
Mortgage Refinance Closings
Cash Real Estate Transactions
Title Searches
Commercial Real Estate
Deed Preparation
Real Estate Contract Preparation
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Understanding Title Insurance
When you purchase real estate, how can you be sure that there are no problems with the property’s title and that the seller really owns the property? Problems with title can cause major problems down the road and interfere with your property rights in the future. Title insurance protects your ownership rights and prevents you from inheriting existing debts or legal issues associated with the real estate. Your title agent will take care of all the details so you don't have to, because protecting property is at the heart of what we do!
You expect to be able to enjoy certain benefits from ownership...to be able to occupy and use the property as you wish; to be free from debts or obligations not created or agreed to by you; and be able to freely sell or pledge your property as security for a loan. Title Insurance is designed to protect these rights.
