Here at Universal we pride ourselves on helping our community learn and grow! We want to make sure our realtor and lender clients have all of the resources at their disposal to succeed. If you are interested in having our team host a Lunch & Learn at your office, let us know! We can come to your office, host it at our headquarters in State College, or do a presentation through Zoom.
Reach out to Angie at ahane@settlementsdirect.com to get on the schedule.
Some common topics that we have gone over with clients include:
Title Insurance: Owner’s Policy vs. Lender’s Policy
Common Ways to Hold Title & Common Types of Deeds
Title Search Process
Basics of Title Commitments
How Public Records Errors Affect Title
Common Title Problems
Easements
Road Maintenance Agreements (RMA)
Private Roads
How to Resolve Issues When they Arise
Maps on Centre County vs. Real Life
Wire Fraud
Universal Forms & Team Structure
Seller Timeline & Process
Buyer Timeline & Process
Closing Day Requirements
Wiring Instructions & Disbursing Funds
What Happens After Closing
Title Policy Exceptions
Reviewing a Closing Disclosure/HUD/ALTA
What to Expect at Tax Time
Inheritance Tax Escrow
Letters of Indemnity
Old Mortgages & Why Some Companies Require More Info
Manufactured Homes
Tax Sales, Judicial Sales, Sheriff Sales, Foreclosures
Marriage & Homeowners
Divorce & Homeowners
What is a 1099?
Common Affidavits
How to Fill Out & Sign a Deed
LLC Transactions
Helpful Questions Realtors Should Ask at Listing
Mail Away Closings